How to buy a house in the 'new normal'
As the property landscape now adapts to eased lockdown measures, including us being able to open our Sales Offices and showhomes safely, we take a closer look at the current house-buying process and guide you through three simple steps towards securing your new Countryside home.
Step 1: Book an appointment
The most exciting step in a dream home journey is that moment you see your beautiful future home for the first time. From those skylight windows in the kitchen to the high specification finishes throughout, a Countryside showhome tour is bound to give you butterflies.
To make your showhome viewing as stress free and enjoyable as possible, you can now do this in a variety of ways. With our Sales Offices now open by appointment-only, and our popular virtual appointments still available too, the choice is yours.
For those visiting in person, we’ve introduced additional health and safety measures across our sites, and we’ll continue to adhere to social distancing guidelines with our customers and colleagues for as long as necessary.
However you’d like to take a look around, get in touch with our team to book your one-to-one appointment. Rest assured that whichever way you want to progress your buying journey, we’ll be here each step of the way.
Step 2: Securing your mortgage
Help To Buy is still available for a range of buyers including those who have previously owned a property. Until April 2021, if you’re a first time buyer or don’t currently own a property, lenders will be offering mortgages based on a deposit of 5%. Even better news, is that after you’ve checked your Help To Buy eligibility with our team, you’ll be able to reserve your dream Countryside home with just a £500 deposit. Please note – we advise reserving before December 2020 to ensure your completion date is eligible for the April cut off.
Mortgage lenders are also doing all they can right now to ensure existing mortgage offers are left open for customers. Many extensions are being arranged in accordance with current guidance and banks are working with buyers to explore further options where necessary.
There are a host of lending options available to consumers right now so it is best to have a conversation with your mortgage advisor or broker and take it from there. Remember – after reserving be sure not to make any purchases on credit as this could impact your credit score and your mortgage in principle offer.
Step 3: Moving day
Many buyers have been asking us recently what the rules are regarding moving home. Current government advice for the vast majority of us, who aren’t vulnerable, is that moving home is possible so long as the process is approached safely.
Moving home is far safer if you are moving into a new property as there aren’t concerns regarding cleanliness or contamination as nobody has had to vacate before you move in.
Steps towards a safe move from your existing home include packing up as much as possible yourself and, where this is not possible, maintaining social distancing from your movers at all times. We also recommended using a removals company where contact with other people is kept to a minimum. Systems such as Pod make moving safe as they drop off a container for you to fill yourself, and then collect it from your property at a convenient time and drop it at your new home. All done without speaking face to face.
Still have a question about buying your new home? No problem. Give your nearest sales consultant a call anytime to discuss your next steps.